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Janet Washburn's Page
Profile Information
- Member type
- LTC insurance agent, LTC executive
- Biography
- Specializing in Long Term Care Solutions since 1997
Director Training & Recruiting
- Affiliations, Designations
- LTCP
- Where licensed (list of states if an LTC agent)
- FL, GA, KY, MS, MT, NM, NY, PA, VA, WV and more . . . just ask!
- Contact information (phone, email ... )
- Naples: 425-216-4928
- Web address (if any)
- http://janetwashburn.acsiapartners.com
Janet Washburn's Blog
My Daughter Will Take Care of Me
A long term care insurance specialist since 1997, I've heard this many times, and I recently wrote an article that describes my experience as a daughter caring for my mother, see: http://www.articlesbase.com/insurance-articles/when-you-promise-to-care-for-a-parent-1636449.html.
But I sometimes don't remember to mention one of the most important facts to remind the person… Continue
But I sometimes don't remember to mention one of the most important facts to remind the person… Continue
Posted on January 18, 2010 at 4:58pm
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Oops, meant to say "telling your Hancock CLIENTS"
Diane
Me again. I guess I do have an issue about which I'd appreciate your comments. I am not a full-time LTC agent, but I have sold a fair amount to existing clients, usually in conjunction with comprehensive retirement income plans. I usually start with Genworth, but have been turning more and more to Mutual of Omaha. I've sold a few John Hancocks along the way, usually because they couldn't qualify for Genworth, and this is the issue I'd like to discuss. What are you telling your Hancock about the pending applications for 40% rate increases in all states? I have one couple who picked it up in a newspaper article and asked about it, which was kind of embarrassing, since I don't believe Hancock notified me at all. Neither did my LTC brokerage.
What do you think are the prospects for this huge rate increase request? If you think it will be approved in most states, how do you plan to address it with your Hancock clients?
Thanks in advance for your comments, and Happy 2011!
Diane
Hi Janet,
This is Laura Dienoff, my Husband is Lenny. We both work in LTC with different companies.