Long Term Care Guild

All Blog Posts (113)

Take Control of Your Financial Future

I've spent much of my time the last several months navigating financial options and explaining our value proposition to agents, agencies and carriers in the insurance community. Financial options that, up until just a few short years ago, weren’t available to insurance professionals. Agents invest in themselves by earning professional designations, taking continuing education courses, or by attending training seminars. That, however, is only one piece of the master puzzle. In order to continue… Continue

Added by Michael Thierwechter-TWG Capital on April 17, 2009 at 2:30pm — No Comments

Sign for meetings & conventions, inviting people to join the Guild

Use this at all types of events for letting people know about the Guild and how to join -- simply by going to the web site.

PDF version:

Word version (in case you'd like to add information about your local Guild):

Added by Dick Samson on April 10, 2009 at 5:48pm — No Comments

Letter From a Client Re: LTC Claim

August 4, 2005

Dear Barbara,

I am writing to express my appreciation and gratitude for the truly outstanding service my wife Patricia and I received from your Long Term Care Insurance.

The background is this: Patricia and I had long term care insurance with another company, one recommended by the magazine Consumers Reports. When we saw that your program was recommended by MOAA (Military Officers of America Association) we decided to investigate your… Continue

Added by Barbara E Hanson on March 31, 2009 at 9:38pm — No Comments

True Reason for LTC Insurance-Response to Article

As an LTC specialist over the last 14 years, I have had enough claims to know why people buy long term care insurance. They love their families and they love their independence and dignity. I am attaching letters from claimants. For these people, having this coverage helped them stay home while NOT seeing themselves as a burden to their family. People invest and save for a good retirement and to leave money to their heirs. What other than a health problem like LTC can take that away from them?… Continue

Added by Barbara E Hanson on March 31, 2009 at 9:32pm — No Comments

77,000,000 Baby Boomers are Approaching 65

77,000,000 Baby Boomers are approaching 65, and the government is hoping that we are prepared to pay for our own care when we become disabled by illness and aging. In 1999, 43 per cent of those over 65 historically spent time in a nursing home before dying. About 95% of nursing home residents only require “custodial” care, not 24 hour “medically necessary” care which is a limited benefit payable by Medicare. Us Boomers typically have had fewer children than our parents, we live longer today,… Continue

Added by Barbara E Hanson on March 31, 2009 at 9:17pm — No Comments

Reverse Mortgage Details

I will list a few important features to remember when thinking about a Reverse Mortgage:

1-it is for 62 and over

2-Borrower keeps ownership of house the whole time

3-Funds can be used in anyway they like

4-No prepayment penalty

5-No monthly payments required

6-Bennifits people who want to stay in thier house for as long as they can

7-Proceeds can help pay for Home Care-Life Insurance-Revolving credit-Gift to children

8- No income, employment or credit… Continue

Added by Kris Conway on March 21, 2009 at 8:00pm — No Comments

Understanding Hospice

A message from Kris Conway to all members of Seattle LTC Guild on Long Term Care Insurance Guild!

We had a great presentation on Hospice! Thank you Susan Reynolds from Seattle's Swedish home care.

General details:

Hospice services can be provided almost anywhere: You don't haveto be in a facility.


Hospice Care provides services, from physician and nursing to Grief Counseling and Short term inpatient pain… Continue

Added by Kris Conway on March 20, 2009 at 10:02pm — No Comments

Long term care insurance solution

Preservation Advantage is a web based solution that helps agents search a database of insurance policies and provides a specific policy based on the inputs to a series of questions. In addition it then does the calculations to provides a company specific universal life policy whose death benefit is equal the value of the cost of the total premiums for both policies. The software will also calculated the amount of lump sum required to fund both policies, using either a deferred annuity or a… Continue

Added by Thomas M Monagan Jr on March 17, 2009 at 1:54pm — No Comments

Long Term Care Insurance Guide

Just wanted to share a guide we've put together that can be downloaded from our site. Titled "Dignity For Life: 5 Things You Should Know Before Considering Long Term Care Insurance" it's a great piece to share with anyone who has questions about insurance for long term care.

Added by Ian Mackie on January 16, 2009 at 3:41pm — 2 Comments

How to Add Video to Your Blog Posts

First find the video you want on a popular video site such as YouTube or Google Video. Then select and copy the "embed" code (usually found in a small window to the right of the video).

The embed code includes characters such as --

object width="425" height="344"> embed src="http://www.youtube.com/v/5UYabLi5Zgw&hl=en&fs=1" type="application/x-shockwave-flash" allowscriptaccess="never" width="425" height="344"

You don't have to understand the… Continue

Added by Dick Samson on November 25, 2008 at 8:00pm — No Comments

How to Add Pictures to Your Blog Posts

After you've started a new blog post, just place your cursor where you want the picture to appear. Then click the image icon at the top of the Entry window.

You will be prompted to browse for the picture you want, wherever it is located on your computer.

When you select the picture, it will be uploaded to the LTC Guild site and appear in your page. First, code will appear in the body of your post. When you click Publish Post, the image will show in place of… Continue

Added by Dick Samson on November 25, 2008 at 8:00pm — No Comments

How to Share a Published Article With Others

If you find an article on the Internet that you like, you can direct others to it, using your personal LTC Guild blog.

Simply create a new blog post, then link to the article in the body of your post. You might want to start with comments of your own. For example:

# # #

What can disability claimants expect from most insurance companies?… Continue

Added by Dick Samson on November 25, 2008 at 7:30pm — No Comments

How to Add an Original Article to Your Blog

If you have something to say to your colleagues or the public, you can use your personal LTC Guild blog for that purpose.

1. Simply follow the instructions to create a new blog post.

2. Type or paste your title in the Post Title field.

3. Then simply type or past your text in the Entry field.

Click the Preview button to check it out, and then click the Publish button when you're satisfied, and your article is up there for… Continue

Added by Dick Samson on November 20, 2008 at 8:00pm — No Comments

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