Long Term Care Guild

All Blog Posts (113)

Wall Street Journal article

Beyond Estate Planning: Bankers Tackle Elder Care


Added by Skip Frenzel on June 26, 2010 at 11:00am — No Comments

Purchasing internet leads

My name is Amy Cohen and I am a member of the Philadelphia Chapter of the LTC Guild. I have been buying leads from an internet sight for the past 11 years. There is an open territory incompassing CT, MA, NH, RI and VT. Do you know anyone interested in purchasing LTC leads in these areas? 215.884.5824. Please call me to find out more information.

Added by Amy N. Cohen on April 26, 2010 at 8:16pm — No Comments

We are Hiring!

While other companies are laying people off, LTCFP is looking to hire 300.

In an economy that seems stuck on stagnate, business is booming, thank you, for LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies. In fact, 2009’s

growth was so strong and the future so promising, the firm seeks to

expand its army of agents by 300 this year, an increase of about 60

percent over last year.…


Added by Mike Rou on March 23, 2010 at 11:15pm — No Comments

Texas Partnership Carriers approved as of 1/25/2010







NEW YORK LIFE (Comprehensive & Facility only) Policies not available at this time (9/2/09)


MASSACHUETTS MUTUAL (Start marketing early 2010)

BERKSHIRE LIFE (Start marketing early… Continue

Added by Shawn Davis on January 27, 2010 at 10:52am — No Comments

Financial Planners and Long Term Care Insurance Specialists Forming Strategic Alliances

The statement Time Is Money is axiomatic to most Financial Professionals. Actually there is a formal calculation used by Accountants and Certified Financial Planners to help understand what our money will be worth at a future date, based on certain forces, called the time value of money or TVM. Not to mention the other time related values that must be understood for proper structuring and protection of our clients’ portfolios.

School is never out for Financial Professionals; it’s a… Continue

Added by William Watchulonis on January 24, 2010 at 4:51pm — No Comments

CLASS Act may create a false assurance our seniors are safely protected for Long Term Care events

Long-term care policies will help Americans remain in their homes into old age, and they won't have to exhaust their assets to receive help under Medicaid. The worry is that too many younger people will opt out of coverage, which could send the program into an "insurance death spiral" where premiums become so expensive that the only people who pay for coverage are those who need it.

A more immediate concern is… Continue

Added by William Watchulonis on January 22, 2010 at 8:00am — No Comments

My Daughter Will Take Care of Me

A long term care insurance specialist since 1997, I've heard this many times, and I recently wrote an article that describes my experience as a daughter caring for my mother, see: http://www.articlesbase.com/insurance-articles/when-you-promise-to-care-for-a-parent-1636449.html.

But I sometimes don't remember to mention one of the most important facts to remind the person… Continue

Added by Janet Washburn on January 18, 2010 at 4:58pm — No Comments

44% of Americans won't maintain level of living in retirement it's 61% when long term care is included

the National Retirement Risk Index (NRRI) has shown that 44 percent will be ‘at risk.’ ‘At risk’ means they will be unable to maintain their standard of living in retirement. When health care costs were included explicitly, the percentage of households ‘at risk’ increased to 61 percent. Our previous analysis of health care costs, however, did not consider possible expenses for long-term care towards the end of life.

Added by William Watchulonis on January 11, 2010 at 3:31pm — No Comments

Midicaid long term care bad idea from the start.

Here is a snipit from a great article written 10 years ago.

When it was created in 1965, the Medicaid program was supposed to be a welfare program for the poor. The Medicaid long-term care benefit was included in the program almost as an afterthought. The inclusion of this benefit literally created the long-term care industry.

The reason for the explosive growth in what was thought to be an otherwise small benefit can be attributed to how the benefit has been abused.… Continue

Added by William Watchulonis on January 10, 2010 at 5:30pm — No Comments

As requested and suggested, I am writing to inform you on how our company can benefit your marketing needs by producing clients that are seeking guidance and insight on obtaining the proper coverage …

As requested and suggested, I am writing to inform you on how our company can benefit your marketing needs by producing clients that are seeking guidance and insight on obtaining the proper coverage for LTC products. These days represent an opportune chance to acquire new business. If you are open in trying our services and have the time to incorporate and benefit from our approach, we might be able to conduct some business that will enhance your position in obtaining new clientele before the… Continue

Added by abram oliphant on January 5, 2010 at 2:32pm — No Comments

Article: Long Term Care Annuities Get A Break

This link is on the latest Registered Rep site. I wanted to see how many of you offer or have sold LTC Annuities? What is your experience with them? Have any of you heard of the idea of DI/LTC products? What's your take on them?



Added by Skip Frenzel on September 16, 2009 at 11:05am — 1 Comment

Movie review..."The Savages" Recommend viewing.

I’m going to leave my comfort zone and both review and recommend a movie that I just watched. It has been out since Jan 2008, but under the radar. It is called “The Savages” staring Laura Linney and Philip Seymour Hoffman. The title is deceptive. It isn’t a war story, not a cops and robbers, no monsters, not cowboys and Indians, not even aliens jumping out of someone’s chest. Savage is the last name of the family. It is about the elephant in the room that no one wants to talk about: aging and… Continue

Added by Skip Frenzel on August 23, 2009 at 5:33pm — No Comments

Just Published: Long Term Care Insurance Cost Calculator

Just wanted to share a new tool that we've published on our website. We have yet to see a long term care insurance cost calculator like this, so feel free to spread the word. We're working on making it more robust.

The goal isn't to provide an exact cost for those looking into LTCI (as there are lots of factors influencing such costs), but instead give people an idea of what monthly premiums will be.

Click this link to check it out -… Continue

Added by Ian Mackie on August 12, 2009 at 4:18pm — No Comments

LTC and VA Benefits

I have a client who is a veteran and wants to ensure that he has appropriate LTC coverage for he and his wife. Does anyone know what the VA benefits cover in regards to LTC?

Added by Jan Rea on July 28, 2009 at 4:43pm — 5 Comments

Long Term Care Insurance Buyers Researched In Study

In case you haven't seen it yet...


Added by Skip Frenzel on June 22, 2009 at 10:45pm — No Comments

New Genworth Cost of Care results out

Genworth just released the 2009 Cost of Care study. Here is an article to get the results:


Added by Skip Frenzel on May 1, 2009 at 11:38am — 1 Comment

Recession Proof Yor Business

Tired of jumping through hoops? Click on the link to download a copy of "Recession Proof You Business". Creating Investment Capital with Unique Portfolio Management Strategies


Added by Michael Thierwechter-TWG Capital on April 30, 2009 at 11:30am — No Comments

How to Join a Local LTC Guild Chapter

First, you need to be registered online with the national LTC Guild. Then --

1. When logged in, click on the Chapters tab.

2. Click on the name of the chapter you want to join; this takes you to the chapter's page.

3. Under Admin Options to the right of the Information column, Click on Join ... (followed by the name of the local).

That's all there is to it! You're now included in the Local's membership roster, and will… Continue

Added by Dick Samson on April 21, 2009 at 2:03pm — No Comments

Sharing information from one LTC Guild to another

In reading some of the posts on this site it sounds like there is a lot of information that could benefit others.

The Seattle Guild has been meeting since 2007. We've developed a short but informative summary of the topics that have made up our monthly agenda. Up until now sharing that information with interested parties was elusive, but now we can post it on a blog for all to view.

If you would be interested in incorporating your educational segments into a similar format… Continue

Added by Kris Conway on April 19, 2009 at 8:00pm — 3 Comments

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