Added by Skip Frenzel on June 26, 2010 at 11:00am —
My name is Amy Cohen and I am a member of the Philadelphia Chapter of the LTC Guild. I have been buying leads from an internet sight for the past 11 years. There is an open territory incompassing CT, MA, NH, RI and VT. Do you know anyone interested in purchasing LTC leads in these areas? 215.884.5824. Please call me to find out more information.
Added by Amy N. Cohen on April 26, 2010 at 8:16pm —
Added by Skip Frenzel on March 24, 2010 at 2:41am —
While other companies are laying people off, LTCFP is looking to hire 300.
In an economy that seems stuck on stagnate, business is booming, thank you, for LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies. In fact, 2009’s
growth was so strong and the future so promising, the firm seeks to
expand its army of agents by 300 this year, an increase of about 60
percent over last year.…
Added by Mike Rou on March 23, 2010 at 11:15pm —
LTC CARRIERS PARTNERSHIP PROGRAM
JOHN HANCOCK LIFE INSURANCE COMPANY
STERLING LIFE INSURANCE COMPANY
LIFESECURE INSURANCE COMPANY
PHYSICIAN'S MUTUAL LIFE INSURANCE COMPANY
UNITED HEALTHCARE INSURANCE COMPANY
NEW YORK LIFE (Comprehensive & Facility only) Policies not available at this time (9/2/09)
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MASSACHUETTS MUTUAL (Start marketing early 2010)
BERKSHIRE LIFE (Start marketing early… Continue
Added by Shawn Davis on January 27, 2010 at 10:52am —
The statement Time Is Money is axiomatic to most Financial Professionals. Actually there is a formal calculation used by Accountants and Certified Financial Planners to help understand what our money will be worth at a future date, based on certain forces, called the time value of money or TVM. Not to mention the other time related values that must be understood for proper structuring and protection of our clients’ portfolios.
School is never out for Financial Professionals; it’s a… Continue
Added by William Watchulonis on January 24, 2010 at 4:51pm —
policies will help Americans remain in their homes into old age, and they won't have to exhaust their assets to receive help under Medicaid. The worry is that too many younger people will opt out of coverage, which could send the program into an "insurance death spiral" where premiums become so expensive that the only people who pay for coverage are those who need it.
A more immediate concern is… Continue
Added by William Watchulonis on January 22, 2010 at 8:00am —
A long term care insurance specialist since 1997, I've heard this many times, and I recently wrote an article that describes my experience as a daughter caring for my mother, see: http://www.articlesbase.com/insurance-articles/when-you-promise-to-care-for-a-parent-1636449.html
But I sometimes don't remember to mention one of the most important facts to remind the person… Continue
Added by Janet Washburn on January 18, 2010 at 4:58pm —
the National Retirement Risk Index (NRRI) has shown that 44 percent will be ‘at risk.’ ‘At risk’ means they will be unable to maintain their standard of living in retirement. When health care costs were included explicitly, the percentage of households ‘at risk’ increased to 61 percent. Our previous analysis of health care costs, however, did not consider possible expenses for long-term care
towards the end of life.
Added by William Watchulonis on January 11, 2010 at 3:31pm —
Here is a snipit from a great article written 10 years ago.
When it was created in 1965, the Medicaid program was supposed to be a welfare program for the poor. The Medicaid long-term care benefit was included in the program almost as an afterthought. The inclusion of this benefit literally created the long-term care industry.
The reason for the explosive growth in what was thought to be an otherwise small benefit can be attributed to how the benefit has been abused.… Continue
Added by William Watchulonis on January 10, 2010 at 5:30pm —
As requested and suggested, I am writing to inform you on how our company can benefit your marketing needs by producing clients that are seeking guidance and insight on obtaining the proper coverage for LTC products. These days represent an opportune chance to acquire new business. If you are open in trying our services and have the time to incorporate and benefit from our approach, we might be able to conduct some business that will enhance your position in obtaining new clientele before the… Continue
Added by abram oliphant on January 5, 2010 at 2:32pm —
This link is on the latest Registered Rep site. I wanted to see how many of you offer or have sold LTC Annuities? What is your experience with them? Have any of you heard of the idea of DI/LTC products? What's your take on them?
Added by Skip Frenzel on September 16, 2009 at 11:05am —
I’m going to leave my comfort zone and both review and recommend a movie that I just watched. It has been out since Jan 2008, but under the radar. It is called “The Savages” staring Laura Linney and Philip Seymour Hoffman. The title is deceptive. It isn’t a war story, not a cops and robbers, no monsters, not cowboys and Indians, not even aliens jumping out of someone’s chest. Savage is the last name of the family. It is about the elephant in the room that no one wants to talk about: aging and… Continue
Added by Skip Frenzel on August 23, 2009 at 5:33pm —
Just wanted to share a new tool that we've published on our website. We have yet to see a long term care insurance cost calculator like this, so feel free to spread the word. We're working on making it more robust.
The goal isn't to provide an exact cost for those looking into LTCI (as there are lots of factors influencing such costs), but instead give people an idea of what monthly premiums will be.
Click this link to check it out -… Continue
Added by Ian Mackie on August 12, 2009 at 4:18pm —
I have a client who is a veteran and wants to ensure that he has appropriate LTC coverage for he and his wife. Does anyone know what the VA benefits cover in regards to LTC?
Added by Jan Rea on July 28, 2009 at 4:43pm —
In case you haven't seen it yet...
Added by Skip Frenzel on June 22, 2009 at 10:45pm —
Genworth just released the 2009 Cost of Care study. Here is an article to get the results:
Added by Skip Frenzel on May 1, 2009 at 11:38am —
Tired of jumping through hoops? Click on the link to download a copy of "Recession Proof You Business". Creating Investment Capital with Unique Portfolio Management Strategies
Added by Michael Thierwechter-TWG Capital on April 30, 2009 at 11:30am —
First, you need to be registered online with the national LTC Guild. Then --
When logged in, click on the Chapters
Click on the name of the chapter you want to join; this takes you to the chapter's page.
Under Admin Options
to the right of the Information column, Click on Join ...
(followed by the name of the local).
That's all there is to it! You're now included in the Local's membership roster, and will… Continue
Added by Dick Samson on April 21, 2009 at 2:03pm —
In reading some of the posts on this site it sounds like there is a lot of information that could benefit others.
The Seattle Guild has been meeting since 2007. We've developed a short but informative summary of the topics that have made up our monthly agenda. Up until now sharing that information with interested parties was elusive, but now we can post it on a blog for all to view.
If you would be interested in incorporating your educational segments into a similar format… Continue
Added by Kris Conway on April 19, 2009 at 8:00pm —