All Blog Posts (76)

We need to gear up for the burgeoning care needs of an aging population; working Americans will bear the brunt of the costs and obligations

The number of Americans age 65 and older is on track to double — from 46 million now to over 98 million in 2060, when today’s 20-somethings will be turning 65. At that time the 65-plus age group’s share of the population will have jumped to 24-percent from 15-percent today. “Think of it,” says Les…

We need to gear up for the burgeoning care needs of an aging population; working Americans will bear the brunt of the costs and obligations

The number of Americans age 65 and older is on track to double — from 46 million now to over 98 million in 2060, when today’s 20-somethings will be turning 65. At that time the 65-plus age group’s share of the population will have jumped to 24-percent from 15-percent today. “Think of it,” says Les…

A New Jersey friend of mine (I’ll call her Eileen), was in the market for long-term care insurance. I say “was” because the process of shopping for it turned her stone cold, and now she’s on hold.

After hours of research, “I couldn’t find anything to buy, no actual policies,” she complained, “nothing but general reviews and comparisons. No real details.”

“It was maddening!” she continued. “I buy lots of stuff and can always find…

A cancer diagnosis is life changing, not only for the patient, but for their entire family and loved ones.  Cancer involves abnormal cellular growth that can manifest as a tumor which can spread throughout the body.  Cancer can affect many parts of the body and while genetics may play a role in those at risk, the disease is largely considered environmental.  There are two types of tumors-benign and malignant.  The former is not cancerous and not at risk of spreading.  These once removed…

Making the time for trips with elderly family members can be a great and rewarding experience.  If you are visiting family out of town or a vacation destination, there are steps you can take to ensure the best experience for you and your loved ones. 

Jet lag, or time zone change syndrome, is the fatigue and irritability one may encounter as a result of traveling across time zones.  There is a disruption in the body’s circadian rhythm that can manifest into bothersome symptoms while we…

See announcement of interest to LTCi agents. 

Agent Review has more than 200,000 members to date, and plans to grow with the help of seed investment, now secured, from angels with LTC industry…

Millions of successful Americans neglect a simple safeguard to their wealth and dreams: long-term care insurance.

Why?

"They just don't want to think about it," says one industry observer. "It's a psychological downer.  Bullish people recoil at thoughts of ever needing help with tasks of daily living. Things like moving around, eating, or toileting. So they put it out of mind."

A way around this block is to focus on the…

It's well worth checking out. 

Visit Agent Review at http://www.agentreview.net.  The service provides a forum for vetted agents in long-term care and other insurance specialties. It aims to become the YELP for insurance,…

The data is undeniable about the many long term care (LTC) risks facing our aging American population. But data alone is not why families decide to purchase LTC protection. Families purchase LTC protection because this is what leaders do: secure leverage to pay for potentially unwelcome consequences in order to keep their family intact. LTC insurance provides significant leverage in times of need. LTC insurance policies save relationships and keep families whole.

The data is undeniable about the many long term care (LTC) risks facing our aging American population. But data alone is not why families decide to purchase LTC protection.

Families purchase LTC protection because this is what leaders do: secure leverage to pay for potentially unwelcome consequences in order to keep their family intact. LTC insurance provides significant leverage in times of need.

LTC insurance policies save relationships and keep families whole.

The data is undeniable about virulent long term care (LTC) risks facing our aging American population. But data alone is not why families decide to purchase LTC protection.

Families purchase LTC protection because this what leaders do: secure leverage to pay for potentially unwelcome consequences in order to keep their families intact. LTC insurance provides significant leverage in times of need.

LTC insurance policies save relationships and keep families whole.

The online platform will connect consumers to independently verified agents.

Agent Review http://www.agentreview.net will provide non-biased guidance for consumers…

The 3in4 Association (http://www.3in4needmore.com) has been announced as an official sponsor of the motion picture "It Snows All The Time"  (http://www.imdb.com/title/tt2767880/combined).

The film could give a big boost to the need for long-term care planning.

It is…

If, sooner or later, you need to become a caregiver, you're not alone! Most of us face the same prospect -- including movie stars, political leaders, and other luminaries.

Many have shared their experiences publicly, wishing to help others.

Here are links to several sources…

Many brokers in the LTC world run across daily those LTC clients where either the policy holder and or the spouse are Medicare eligible OR are aging into Medicare in 6 months.  Unfortunately, in my conversations with others this opportunity to gain additional revenue from Medicare sales goes untapped or tossed to a buddy.

Trying to poll the Guild members as to how many take advantage of this LTC + Medicare revenue opportunity versus ignoring or passing the lead…

This one will tell the Alzheimer's story from the caregivers' viewpoint.  

A first! ... And a great way to promote LTC awareness.

(Share the credit, and the story, once it's out!)

BTW, I became a (small but enthusiastic) backer yesterday.

Dick Samson, LTC Guild…

The 3in4 Association has licensed TargetLeads to be its marketing partner in Direct Mail Lead Generation and the development of personalizable marketing materials for Insurance producers catering to the senior…