All Blog Posts (108)

How to Get the Best Deals for Long Term Care Insurance

People have a tendency to obtain Long Term Care Insurance, or LTCI, through an insurance company or a broker – with few professional groups and companies offering it as a benefit. The costs of your policy ultimately depends on your health, the age at when you apply, and the benefits that you want. Back in a 2009 study, the average annual premiums for a standard policy was $2,800 for an individual aged 55 years and…

What is Long Term Care Insurance and Why Is It Valuable?

Long Term Care Insurance (LTCI) reimburses policyholders a daily amount (up to a specified limit) for a variety of services to assist them with their daily living such as bathing, eating, medication reminds, dressing, and more. You can select a variety of care option and benefits to allow you to receive the services that you need.

What Are the Costs?

There are some important…

Amherst, NY January 23, 2018 -- Someday long-term care insurance (LTCi) may be widely available through the workplace, like health insurance. But you may not have to wait, according to Les Robinson, New York-based agent of ACSIA Partners LLC. “You should ask your employer about it right now. If it’s not already a part of the company’s benefit package, you can ask for it to be included.”

Partners LLC is a leading supplier of LTC ACSIA education and LTC insurance to individuals and…

 If you want to brighten the lives of everyone in your family, "Consider the gift of long-term care insurance," says Les Robinson CLTC , of LesLTC, a leader in long-term care planning.

"Whether you get the policy for yourself or for aging parents, it's really a gift for everyone," Robinson asserts.

"Different family members benefit in different ways at different times," she says, "but everyone stands to benefit overall." For example:

• If you get a policy for…

Thanksgiving and the winter holidays are upon us. Families will be getting together and need something to talk about besides politics, sports, or the weather. "So why bring up long-term care?" says Les Robinson of LesLtc. "It's an important topic that may be hard to bring up at other times."

"According to the U.S. Department of Health and Human Services, about 70% of us over age 65 will need long-term care at some point," says Robinson, who represents LesLtc  in…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les for Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest…

Avoid losing your Retirement from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest threat to a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a quote at www.lesltc.com

Because of today’s medical science, we’re all living longer lives.

Long-term care issues are now the biggest…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get a…

Avoid losing your Retirement Money  from a Nursing Home and Medicaid Spend Down

Local Author Les Robinson CLTC on Long Term Care Planning will show you how to protect your retirement money from a nursing and Medicaid Spend Down.

Call Les on Long Term Care Insurance 1-800-875-0140 or get…