Long Term Care Guild

Dennis Weverka, FLMI
  • Male
  • Fort Worth, TX
  • United States
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Dennis Weverka, FLMI's Discussions

Rate Increases on the "Fed Plan"
4 Replies

Started this discussion. Last reply by Scott A Olson May 19, 2009.

Tax Deductibility
4 Replies

Started this discussion. Last reply by clark ellis Sep 6, 2012.

 

Dennis Weverka, FLMI's Page

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Latest Activity

clark ellis replied to Dennis Weverka, FLMI's discussion Tax Deductibility
Sep 6, 2012
Dan Samuel, LTCP replied to Dennis Weverka, FLMI's discussion Tax Deductibility
"Deductibility of Employer-Paid Premiums On Behalf of the Sole Proprietor Sole Proprietors who purchase and pay for TQ LTCI policies for themselves, their spouses and their tax dependents may claim a deduction for the premiums paid as medical care…"
Jun 26, 2009
Philip Abdouch replied to Dennis Weverka, FLMI's discussion Tax Deductibility
"No. 1 x 51-60, and 1 at 61-70."
Jun 24, 2009
Dennis Weverka, FLMI updated their profile
May 28, 2009
Scott A Olson replied to Dennis Weverka, FLMI's discussion Rate Increases on the "Fed Plan"
"I don't understand why anyone would think that a 20% rate increase on a LTCi policy (or even a 30%) rate increase on a LTCi policy that is 10 or 15 years old, would make the policy "unaffordable." When the value of a dollar is taken…"
May 19, 2009
Scott A Olson replied to Dennis Weverka, FLMI's discussion Rate Increases on the "Fed Plan"
"I think the FLTCIP should be proud of the very small rate increase that they are having on their in-force block of business. The "federal family" is a high risk pool (military, law enforcement, DEA, etc...) When you consider the lenient…"
May 19, 2009
Dennis Weverka, FLMI replied to Dennis Weverka, FLMI's discussion Rate Increases on the "Fed Plan"
"Bill, thanks for your response. I think this is an important issue for LTCi. The three rate increases that GNW, JH and Met implemented came with comments that they were necessitated by lapse rates that were much lower than anticipated. This makes…"
May 19, 2009
Bill Berry CLTC replied to Dennis Weverka, FLMI's discussion Rate Increases on the "Fed Plan"
"I think it all comes down to experience and longeivity in this business. Genworth was first to have an increase. 9-12% depending on the policy series. Then Hancock at 15%. Then Metlife at 18% a few months later. Seems the longer the big three…"
May 16, 2009
Dennis Weverka, FLMI posted a discussion

Rate Increases on the "Fed Plan"

According to OPM and John Hancock LTC Fed Plan policyholders will be seeing rate increases of 5 to 25%. Considering these plans were all issued after 2002 it seems stiff compared to recent industry increases from Genworth, JH and others. Most of those were applied to policies much older than the Fed Plan policies. I would be interested in your comments. Do you think we will being increases (on in force business) much more frequently in the future?
May 16, 2009
Scott A Olson replied to Dennis Weverka, FLMI's discussion Tax Deductibility
"No."
Apr 4, 2009
Dennis Weverka, FLMI posted a discussion

Tax Deductibility

I have just taken an app on "shared" policy. Wife is 61 and self employed,, husband is 57 and has a job. Because it is shared and will be paid thru wife can they 2 x age 61-70 deductible limit rather than oneat 61- 70 and one at 51-60?See More
Apr 4, 2009
Dennis Weverka, FLMI replied to Suzanne Hopkins's discussion TX Partnership Program
"Suzanne I have been asking about partnership in Texas and so far only response I have gotten is that the plan must have some form of inflation protection for under 65. This is not a good answer and I am not sure if Texas has decided. I alwys use 5%…"
Mar 19, 2009
Dennis Weverka, FLMI is now a member of Long Term Care Guild
Mar 16, 2009

Profile Information

Member type
LTC executive
Biography
Over thirty year as an executive in insurance marketing and operations. Have focused exclusively on LTCi since 2005.
Affiliations, Designations
Weverka & Asociates, AALTCI, Fort Worth South, Inc
Where licensed (list of states if an LTC agent)
TX,IN,AZ,TN,KA
Contact information (phone, email ... )
(817) 927-7580 ofc, (817) 723-4523 cell, dweverka@aol.com
Web address (if any)
http://www.waa-ltci.com

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