Share 'Is Something Really Better Than Nothing?'

From http://TheLongTermCareGuyBlog.com Recently, I have had a few conversations with agents about clients who have purchased the life/long term care products.  Now, it’s no secret that I am skeptical about the benefit of these products for clients (which I’ll explain later). When I share my concerns with the agents, I invariably get the response, “Well, something is better than nothing.”  Is it?…